Terms & Conditions

Maaser Tracker is operated by BizzAssist Inc. (“we,” “us,” or “BizzAssist”), a bookkeeping firm. We provide bookkeeping services to businesses so they can know their numbers with clarity — and we built Maaser Tracker because we believe that same clarity should be available to everyone for the mitzvah of maaser kesafim. We are not a software company; this tool is offered as a complimentary service to the community.

The Service consists of the website at maaser-tracker.com, the application at app.maaser-tracker.com, and any related installable apps (PWA) or features.

You can reach us through www.bizzassist.com.

No commitment of permanence. Maaser Tracker is offered free of charge as a courtesy to the community. We make no guarantee that the Service will be available forever, or for any specific length of time. We may, at our sole discretion and without notice:

• Modify, redesign, or remove features at any time;
• Suspend, throttle, or terminate access (yours or anyone's);
• Discontinue the Service entirely.

Use at your own risk. The Service is provided “AS IS” and “AS AVAILABLE,” without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, reliability, availability, or non-infringement. You acknowledge that bugs, downtime, data loss, or halachic miscalculation are possible, and you accept that risk.

We strongly recommend you periodically export your data so you have an independent copy outside the Service.

Maaser Tracker is a bookkeeping tool. It is not a substitute for:

• A halachic posek or rav (for questions about what counts as income, what your maaser obligation is, or how to fulfill it);
• A licensed accountant, CPA, or financial advisor (for tax, investment, or financial-planning questions);
• A legal advisor.

The default rates, categories, and calculations in the Service reflect common practice but should not be relied upon as halachic or financial guidance. You are responsible for verifying your own cheshbon and consulting your own rav, accountant, or advisor as appropriate. We are not liable for under-giving, over-giving, missed obligations, tax outcomes, or any other halachic or financial consequence of using the Service.

To use the Service, you create an account with an email address and a password. You are responsible for:

• Keeping your password confidential;
• All activity that happens under your account;
• Promptly notifying us if you suspect unauthorized access.

You must be at least 13 years old to use the Service. If you create accounts on behalf of others, you must have authority to bind them to these Terms.

Your data is yours. You own the financial data you enter into or upload to the Service (transactions, donations, recipients, notes, account labels, etc.). We claim no ownership of your data.

What we collect

• Account info: email address, hashed password, display name (optional), default maaser percentage.
• Financial data you provide: bank-CSV uploads, manual transactions, donation records, account names and labels.
• Usage / technical data: standard server logs (IP address, user-agent, timestamps) used for security and abuse prevention.

What we do not do

• We do not sell, rent, lease, or share your data with advertisers, data brokers, marketing partners, or any third party.
• We do not use your financial data to train any AI or machine-learning model.
• We do not ask for, store, or transmit your online-banking password or login credentials. The Service uses CSV uploads only.
• We do not use third-party advertising or marketing trackers on the Service.

Where we store data

Data is stored on Cloudflare's infrastructure (D1 / Workers / KV). Passwords are hashed with PBKDF2 via Web Crypto. Sessions use opaque bearer tokens with 30-day expiration. Data is encrypted in transit (HTTPS) and at rest (provider-level encryption).

When we may disclose data

We will only share data when required by law (e.g., a valid court order or legal process), to protect against fraud or security threats, or with subprocessors strictly necessary to operate the Service (currently: Cloudflare for hosting, and an email provider for transactional account emails such as password reset). These subprocessors are bound by confidentiality and may not use your data for any other purpose.

Your rights

• Export: you can export your data at any time from your account.
• Delete: you can delete your account and associated data at any time. After deletion, residual data may persist in encrypted backups for up to 30 days before being purged.
• Correct: you can edit any field in the Service yourself.
• Contact: for any data request not covered by the in-app tools, email us via BizzAssist.

You agree not to:

• Use the Service in any way that violates any applicable law;
• Upload other people's financial data without their permission;
• Attempt to break, reverse-engineer, scrape, or overload the Service;
• Interfere with other users' use of the Service;
• Use the Service to launder money, conceal assets, or evade taxes.

We may terminate or suspend any account that violates these rules, without notice, at our sole discretion.

The Service — including its design, code, copy, name, logo, and the BizzAssist brand — is owned by BizzAssist Inc. and protected by copyright, trademark, and other laws. Nothing in these Terms grants you a license to use those marks except to identify the Service.

Your data remains yours; you grant us a limited, revocable license to process, store, transmit, and display your data solely as needed to operate the Service for you.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, RELIABILITY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT ANY DATA WILL NOT BE LOST.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL BIZZASSIST, ITS DIRECTORS, EMPLOYEES, OR CONTRACTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLES, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATED TO THE SERVICE WILL NOT EXCEED USD $50. THIS LIMIT APPLIES EVEN IF YOU HAVE PAID NOTHING TO USE THE SERVICE (WHICH IS THE NORMAL CASE).

Some jurisdictions don't allow the limitation or exclusion of certain warranties or damages, so some of the above may not apply to you. In that case, our liability is limited to the smallest amount permitted by law.

You agree to defend, indemnify, and hold harmless BizzAssist Inc. and its directors, employees, and contractors from any claim, loss, or expense (including reasonable attorneys' fees) arising out of (a) your use of the Service, (b) your violation of these Terms, or (c) your violation of any law or third-party right.

You may stop using the Service and delete your account at any time. We may suspend or terminate your access at any time, for any reason or no reason, including if we discontinue the Service. On termination, the rights you've been granted under these Terms end immediately; sections that by their nature should survive (intellectual property, disclaimers, limitation of liability, indemnification, governing law) will survive.

We may update these Terms from time to time. When we do, we'll update the “Last updated” date at the top of this page, and for material changes we'll post a notice in the Service or email registered users. Your continued use of the Service after a change means you accept the updated Terms. If you don't agree, stop using the Service.

These Terms are governed by the laws of the State of New York, USA, without regard to conflict-of-laws principles. Any dispute arising from these Terms or the Service will be resolved in the state or federal courts located in New York, and you and BizzAssist consent to the exclusive jurisdiction of those courts. Where the parties are observant Jews, the parties agree to first attempt resolution through a mutually-agreed beis din before resorting to civil court.

Questions, requests, or feedback? Reach us through www.bizzassist.com — we read everything.